What is everyone hearing on interest rates?

[buzz]

A friend of mine works for TD Bank and sent me some reports on interest rate predictions...looks like they think there will be a rate hike in May 2011.
What do you guys think?

[Hopperbin]

Local credit union 4 percent floating. Connexus 5 percent floating.
If they don't get their act together this week I will be stroking them a 150,000 dollar check and say catch ya another time.

[Daylate]

not much room to go lower is the obvious and anything more than 1.25% will turn North Portal into El Paso, so my prediction would be resistance after .5% with current economys.

short term- not going down
long term- higher but not something ag can't handle

[cottonpicken]

I don't think they'll raise,canadian treasuries are an
easy sell.