Sask Crop Insurance always and forever a dud

[farmaholic]

Despite changes to the reference margin calculation participation in the ag stab program has not improved in sask !

Producers got tired of sucking lemons....they might have to sugar coat it more to make it remotely palatable to more Producers.....

[the big wheel]

One thing about crop insurance, like it or not, you get paid crop by crop. GARS will not . Been there.
It has a lot of issues don’t get me wrong , but you do get paid for crop loss , other insurance is even more of a shit show

That is true. Get rid of agristability make the coverage more about what you can grow not the disasters you suffered. No premium. Satellite claims on the field by field individually.
Why the hell does a good calf crop kick those farmers out of collecting agristability on the grains crop? Beyond stupid except as an excuse not to pay.

[bigzee]

The thing I can’t figure out is if I had half of my production go feed they have a quality factor number they use and add that to your good quality production. Sorry bozos it’s not a no.1 or 2 like you guarantee us .... it’s feed. We should be paid on loss of grade on everything below a no.2
I don’t understand how they can take part of your feed and actually turn around and call it a no.2
By the way it’s deadline day ..... make your payment today.

[hobbyfrmr]

The farms here are bigger than ever, more diverse crops, spread out weather risks, efficient and maximum production. They must be keeping some profit every year. It seems like nobody is keeping cash flow/profits to self insure. Are farmers really leveraging inputs and machinery that close to the cutting edge? Is the financial reward really worth the risk and effort?

[GDR]

The thing I can’t figure out is if I had half of my production go feed they have a quality factor number they use and add that to your good quality production. Sorry bozos it’s not a no.1 or 2 like you guarantee us .... it’s feed. We should be paid on loss of grade on everything below a no.2
I don’t understand how they can take part of your feed and actually turn around and call it a no.2
By the way it’s deadline day ..... make your payment today.

I hear your frustration, half my canola is sample or a poor #3 and doubt im gonna get anything either, having said that it is still supposed to boil down to a gross $ per acre average and thats how they use those factors, may even gain if you can sell or blend at a better grade than feed. Crappy part is when they use the factors but don't have a claim anyhow and then your coverage gets reduced for future because of the factor reduction but you still grew the bushels.

If they would come out with a quality guarantee where you would be topped up to a 1 on the bushels you grew would for sure help the risk but is gonna make premiums go way up.