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    #31
    I can appreciate the gunslinger stance. We must be prepared to die by the same sword.
    Sometimes I thought it was responsible not to expose my family to hardship as my father did.
    I've always reinvested everything back in the farm. At least once in my life that wouldn't have been enough.
    It's really like poker or Monopoly.
    Roll the dice long enough you either win or lose it all.

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      #32
      Do you have kids and a wife?

      Do you have debt?

      What happens to your family if you die with not much equity and lots of debt? What will they live on?

      Life insurance is a tool and when you are young it doesn't cost very much.

      Unless you have lots of cash reserves, it is a good idea to at least cover off your debt with term life insurance.
      Last edited by chuckChuck; Mar 14, 2023, 08:38.

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