Hopperbin, I have been dealing with CU for my whole life. Then I decided to get a quote from FCC, then my Credit Union decided to match the interest rate. Well this happened a couple of times them I got tired of being jerked around. So all my new loans go to the lender with the best rate. FCC has consistantly had a better rate then CU by 1 to 2 percent. Better yet land loans dont have to be over secured with extra collateral if they sell over the average selling price. If your loan renewal doesnt please you take it to you FCC agent and ask them how much better they can do. You will probably have to give them a load of info but IT MAY SAVE YOU THOUSANDS. Once they have your finacial situation figured out then it is only a matter of keeping it up to date. Seems like a hassle but it is just the way things work today. Banks tend to make you feel like you need them, but it is actually the opposite, they need you to make money. If it wasnt for you they would be BROKE.
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Breadwinner,
The Paradox of the CWB... is if they had proper management... that was transparent... like the FCC... (in a choice environment)... the CWB COULD provide simular services to what FCC provides to our financial system.
It is pure folly... for the CWB to insist... that it cannot be competitive... in a choice market place.
CWB management... are just COWARDS... spoiled brats.
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