2026 Saskatchewan crop insurance guarantees

[fjlip]

Agree, depends on area, have NOT collected any CI since 2012...thinking ....3' of snow so far
Yields for coverage are good...

[rodd]

East of Regina, we haven’t had a drought yield payout since 1989. Payouts for 2004 frost (small quality payout) and for the excessive wet years 2010-2011. I don’t keep insurance for drought, I keep it for mud. 3.5 inches rain last year, record yields, no where near a claim. We have debt, so can’t operate without insurance. Our premiums still around 3% of coverage. Very economical.

[GALAXIE500]

Wish I could say we haven't had a drought payout since 1989. You have no idea how lucky you are.

[fjlip]

Our 2012 or maybe 2010, was FLOOD
Harvest results were 17 bu/acre wheat, 14 bu/acre canola...

If we get rain like current 3' snow could repeat!

[SASKFARMER]

2002 and 2004 when it froze August 4 th

[furrowtickler]

2004 froze here after 4 years drought , not fun times
1 or 2 tough years , crop insurance will be beneficial
4-6 years in a row …. Far , far different story

[bucket]

Factoid

Irrigation farmers get their premiums paid by the government as part of their $40 per acre annual subsidy.

[Rareearth]

Grok is this true

[bucket]

Grok is this true

If you are questioning the $40/ acre annual payment . You can look it up on public accounts or search on the western producer site to see what the government gives the districts every year.

[Rareearth]

And the Grok answer is:

No, this claim is not accurate based on available information about Saskatchewan’s crop insurance and irrigation programs.

Saskatchewan Crop Insurance Corporation (SCIC) administers crop insurance, where premiums are shared: producers pay 40%, the federal government covers 36%, and the provincial government covers 24%. This applies to all participating farmers, not just those with irrigation. There’s no program where the government fully pays premiums for irrigation farmers specifically.

Regarding subsidies:

• There is no $40 per acre annual subsidy tied to crop insurance premiums for irrigation farmers. Irrigation-related programs, like the Irrigation Development Program or Irrigation Efficiency Program, offer one-time funding for infrastructure (e.g., up to $1,675 per irrigable acre for development or 30% of costs up to $50,000 for efficiency upgrades), but these are not annual and do not cover insurance premiums.

• Irrigation farmers pay an annual levy (currently about $1.75 per acre) to the Irrigation Crop Diversification Corporation (operating as Irrigation Saskatchewan) for research and development—not the other way around.

• The Enhanced Irrigation Program allows separate coverage for irrigated and dryland acres to better reflect lower risk on irrigated land, which can result in lower premium rates for those acres. However, producers still pay their 40% share, and the government does not “pay the premiums” as part of any subsidy.