2.5%

[Horse]

There has been many coments on 2.5% intrest,I may be dunb as shit but nowhere do I get that kind of return on a safe risk free investment. Please enliten me.

[freewheat]

There has been many coments on 2.5% intrest,I may be dunb as shit but nowhere do I get that kind of return on a safe risk free investment. Please enliten me.

Last year I made 6.8 on some investments pretty risk free. Long term 25 year is over 8%. Rarely negative returns.

[newguy]

If you got some grass and feed you should have put that investment money in cows.I got fed up with my returns about 5 years ago and did that.You want a return anymore a person has to invest in themselves first.

[freewheat]

If you got some grass and feed you should have put that investment money in cows.I got fed up with my returns about 5 years ago and did that.You want a return anymore a person has to invest in themselves first.

Good point. We did the same, but with sheep. Using land that is not grain friendly.

[farmaholic]

Does anyone completely go it alone when it comes to off farm retirement investments.

I would think it would require a lot of baby sitting if you played around in the stock market with the entire portfolio.

With a good accountant knowledgeable of the tax implications would you really need a couple of other people("advisors" and "managers") skimming off the top or even dipping into the principle if there are negative rerurns?

When mutual funds became popular there was a fund Company with a neat slogan..."We manage to out perform".

I can honestly say I am not satisfied with the overall portfolio return. For as long as I've been contributing and saving and with the old 7-10, 10-7 adage I thought I should have been further along by now.

That being said, the time and knowledge required to completely manage it myself, would be lacking. So what am I left with?

I truly dream of a pension that could be drawn on by 55-60 years old and never out live it. I guess I should have done something else for a living where that would have been possible. I guess in reality if I didn't give a shit about the next generation it could be possible, but.....

Any thoughts?

[fjlip]

Yup Farma, the old stock market yoyo just keeps skimming off the top. It ALWAYS comes back or higher for a while, however it will all be about the timing of when we NEED the money, just another gamble! Hope it is NOT crashing/recessing/depressing at the time I withdraw.

[grassfarmer]

There has been many coments on 2.5% intrest,I may be dunb as shit but nowhere do I get that kind of return on a safe risk free investment. Please enliten me.

Credit unions locally are quoting 2.5% for locking it up for 52 months. Around 2% for 18 months.

[BTO_farmalll]

Free,

I Like This Thinking, But Yous Half To Expand Ole' McDonalds Farm!!!!!! Need Some Berks, Couple Cows, Some More Sheep/Goats, Chickens, Turkeys, Some Ducks, Geese, Couple More Pigs, Plant Some Hay, Really Think Yous Got Something Here, E-I-E-I-O!!!!!!!!!


#WadenaHillsOrganics


Oh Wow, That Name Has Quite The Ring To It!!!!!! Think I Should TradeMark That, Then License it Back To Yous 4aFee!!!!!!!!!!

[freewheat]

I wouldn't invest too much in sheep ! They might die !

lol. Have yet to have a mature one die. I know they have a reputation, but I have yet to see it!

[grassfarmer]

lol. Have yet to have a mature one die. I know they have a reputation, but I have yet to see it!

You probably won't see it freewheat - its a prejudice spread by people with little or no experience of sheep. Sheep put up with a heck of a lot more than cattle and don't show themselves as sick until they are further gone than cattle. All this nonsense around weaning time with cattle and pneumonia - never happens to sheep regardless how or when you wean them.