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Jul 26, 2020 | 12:02 31
Quote Originally Posted by furrowtickler View Post
Exactly, and there is a lot of people who absolutely don’t need this money but are taking it , Tweety comes to mind .
This will completely screw our kids and grandkids.
But hey RV dealerships smiling ear to ear right now .
Have fun while it last , this will cost us all for over a decade
Drug dealers are also smiling ear to ear right now. I know a guy in Edmonton who is on disability insurance and he told me he applied for cerb and got a $6000 check. He also told me that his Drug addicted friends in Calgary whom are on welfare or disability insurance all got $10,000 so far. They don’t care because when they get caught the most they will lose is $25 a Cheque.
I also personally know some Business people in my hometown that were not affected at all by this pandemic. They all got a $6000 check from some program by the Manitoba government. Reply With Quote
Jul 26, 2020 | 12:28 32
Quote Originally Posted by may-be View Post
Drug dealers are also smiling ear to ear right now. I know a guy in Edmonton who is on disability insurance and he told me he applied for cerb and got a $6000 check. He also told me that his Drug addicted friends in Calgary whom are on welfare or disability insurance all got $10,000 so far. They don’t care because when they get caught the most they will lose is $25 a Cheque.
I also personally know some Business people in my hometown that were not affected at all by this pandemic. They all got a $6000 check from some program by the Manitoba government.
That’s happening everywhere around here as well .
Free money and idle hands is leading to a train wreck . Reply With Quote
Jul 26, 2020 | 13:36 33
Quote Originally Posted by farmaholic View Post
Seems Covid might be used as an excuse to prop up what may have already been a floundering economic environment before the virus actually hit.

In the loooong run, this will have more of an economic impact than a health impact.
People are going to die, but all we've done is postpone some inevitable casualties of it.
Agreed including some political parties and big O&G companies among others they were dragging down with them. Reply With Quote
Partners's Avatar Jul 26, 2020 | 17:24 34 Turd should have just sent us all a 10k cheque.
Screw these stupid forms. Reply With Quote
blackpowder's Avatar Jul 27, 2020 | 08:43 35 Latest I heard from the guy doing mine.
The big banks made it easy and online because it's deposits for them.
Far too easy. Now after a change in process 1 in 10,000 getting through.
Shameful, I know. The whole damn thing.
Sad, how it all turning out. Reply With Quote
blackpowder's Avatar Jul 27, 2020 | 08:46 36 There should be an online form for donating it entirely right back to pay a nurse or teachers wage.
Stoopid gubment Reply With Quote
Jul 27, 2020 | 09:16 37
Quote Originally Posted by furrowtickler View Post
Exactly, and there is a lot of people who absolutely don’t need this money but are taking it , Tweety comes to mind .
This will completely screw our kids and grandkids.
But hey RV dealerships smiling ear to ear right now .
Have fun while it last , this will cost us all for over a decade
Use it to pay back the ridiculous carbon tax you already "deposited". Or sit there like a grumpy stooge with misled ideals complaining on Agriville.. Your choice. Reply With Quote
Jul 27, 2020 | 10:01 38
Quote Originally Posted by blackpowder View Post
There should be an online form for donating it entirely right back to pay a nurse or teachers wage.
Stoopid gubment
Nurses and teachers get paid poorly in SK? Cause they sure don't in Ontario. Reply With Quote
Jul 27, 2020 | 10:30 39
Quote Originally Posted by tweety View Post
Use it to pay back the ridiculous carbon tax you already "deposited". Or sit there like a grumpy stooge with misled ideals complaining on Agriville.. Your choice.
Just hopefully the Liberals get turfed from scandal after scandal then the carbon tax won’t be an issue . Be a happy day to see all that happen . Then hopefully our recourses can get back into gear to pay for all of this debacle Reply With Quote
Jul 27, 2020 | 10:34 40 Never forget that having access to farmers’ books means Govts gain the use of your data. Govt can then determine how much capital gains income potential is collectable across Canada, IF the Capital Gains exemption benefit is rescinded.

A mere 126K bitching rural voices out of 37 Million Canadians will be unheard. Never forget the Trudeau hatred of the West is generationally ingrained. And well and alive in 2020. Pars Reply With Quote

  • Jul 27, 2020 | 11:31 41
    Quote Originally Posted by tweety View Post
    Use it to pay back the ridiculous carbon tax you already "deposited". Or sit there like a grumpy stooge with misled ideals complaining on Agriville.. Your choice.
    .....my 2019 corporate taxes are paid.
    .....we continue to make 2020 "instalments".
    .....my personal income tax(deferred to Aug 31 because I could) will be paid next month.
    .....we continue to make payroll deductions.

    I couldn't possibly get more than I'm already paying.

    $10,000 doesn't go far in a farming operation.

    I'd be more concerned about the ones who can't or have no intentions on paying back the $30K. Reply With Quote
    Jul 27, 2020 | 12:07 42
    Quote Originally Posted by farmaholic View Post
    .....my 2019 corporate taxes are paid.
    .....we continue to make 2020 "instalments".
    .....my personal income tax(deferred to Aug 31 because I could) will be paid next month.
    .....we continue to make payroll deductions.

    I couldn't possibly get more than I'm already paying.

    $10,000 doesn't go far in a farming operation.

    I'd be more concerned about the ones who can't or have no intentions on paying back the $30K.
    That’s a huge concern . I will be surprised if 30% of any of that money will be repaid
    A lot of it is in RV’s with absolutely no interest in getting it paid back Reply With Quote
    Jul 27, 2020 | 12:21 43
    Quote Originally Posted by parsley View Post
    Never forget that having access to farmers’ books means Govts gain the use of your data. Govt can then determine how much capital gains income potential is collectable across Canada, IF the Capital Gains exemption benefit is rescinded.

    A mere 126K bitching rural voices out of 37 Million Canadians will be unheard. Never forget the Trudeau hatred of the West is generationally ingrained. And well and alive in 2020. Pars
    They have always had access to every little tiny detail of your farming operation. What do you think all those line items are for in your tax filing?

    To further the stupidity, most farmers are paying to give all their agronomic data as well to every company even remotely related to agriculture. Farmers edge privacy policy clearly states they sell your information to whoever they want. But does anyone even care in the least? F-U-C king stupidity.

    Farmers for doing that deserve to be priced to exactly on inputs and get the least grain price for what the market will bear.

    How can farmers possibly be soooooo dense!!! Oh look, it makes colorful maps. That's purdy, now I'm a good high tech farmer because i can save 3 lbs of fertilizer on 34.286% of my field - but behind your back you're being robbed. Reply With Quote

  • Jul 27, 2020 | 12:34 44 .......appeal to the ego. Reply With Quote
    Jul 27, 2020 | 12:41 45
    Quote Originally Posted by blackpowder View Post
    Latest I heard from the guy doing mine.
    The big banks made it easy and online because it's deposits for them.
    Far too easy. Now after a change in process 1 in 10,000 getting through.
    Shameful, I know. The whole damn thing.
    Sad, how it all turning out.
    WHY is there a guy doing yours? I hope he’s doing it for free, it takes 10 minutes on a moderately smart phone Reply With Quote
  • 1 Like


  • Jul 27, 2020 | 13:18 46 Nothing is free , ever Reply With Quote
  • 2 Likes


  • blackpowder's Avatar Jul 27, 2020 | 13:54 47
    Quote Originally Posted by 15444 View Post
    Nurses and teachers get paid poorly in SK? Cause they sure don't in Ontario.
    More people, not more wages, or admin. Reply With Quote
    blackpowder's Avatar Jul 27, 2020 | 13:58 48
    Quote Originally Posted by dalek View Post
    WHY is there a guy doing yours? I hope he’s doing it for free, it takes 10 minutes on a moderately smart phone
    He's already a part time employee of sorts. He does that crap all day for a living. He's also the one telling me a lot are getting sent back. Dunno. Reply With Quote
    Jul 27, 2020 | 14:11 49
    Quote Originally Posted by blackpowder View Post
    He's already a part time employee of sorts. He does that crap all day for a living. He's also the one telling me a lot are getting sent back. Dunno.
    A lot are being sent back, mostly either dreamers who should already know they don’t qualify or else they’re getting rejected because people are overthinking it and sending in every single bill they think MIGHT possibly meet the standards even after they’re already over $40,000. Then it seems like as soon as the reviewer finds a bill that isn’t acceptable they send back the whole application even if there are enough bills that do fit in the application to get over the $40000 threshold. Start with your bills that most clearly fit the criteria and submit 40-50000 worth and then stop submitting.

    I took my crop insurance invoice for 2020, farm insurance invoice for 2020 and my FCC statement showing what I paid in 2019 and my estimated annual mortgage payment for 2020. That took me close to $50000. Used my phone to take pictures of those three pieces of paper and submitted them. Approved. Reply With Quote
  • 1 Like


  • Jul 27, 2020 | 20:54 50
    Quote Originally Posted by dalek View Post
    A lot are being sent back, mostly either dreamers who should already know they don’t qualify or else they’re getting rejected because people are overthinking it and sending in every single bill they think MIGHT possibly meet the standards even after they’re already over $40,000. Then it seems like as soon as the reviewer finds a bill that isn’t acceptable they send back the whole application even if there are enough bills that do fit in the application to get over the $40000 threshold. Start with your bills that most clearly fit the criteria and submit 40-50000 worth and then stop submitting.

    I took my crop insurance invoice for 2020, farm insurance invoice for 2020 and my FCC statement showing what I paid in 2019 and my estimated annual mortgage payment for 2020. That took me close to $50000. Used my phone to take pictures of those three pieces of paper and submitted them. Approved.
    FCC statement for what? Reply With Quote
  • 1 Like


  • Jul 27, 2020 | 23:05 51 My position on this is that the purpose of these programs is to get money into circulation so the entire system doesn't lock up and come crashing down, and so far it is working as designed, inspite of the obvious undesired side effects, and long term consequences. Regardless if a business or individual can justify hardship due to Covid, accept the funds, and get them into the economy. One farmer making a stand and doing the right thing is only going to put him( or her) at a disadvantage to anyone else who does take it.

    This debt is never getting paid off anyways, no point in using that argument as justification. Reply With Quote
    Jul 28, 2020 | 04:13 52
    Quote Originally Posted by Dr Tone View Post
    FCC statement for what?
    My farm mortgage Reply With Quote
    Jul 28, 2020 | 06:07 53
    Quote Originally Posted by AlbertaFarmer5 View Post
    My position on this is that the purpose of these programs is to get money into circulation so the entire system doesn't lock up and come crashing down, and so far it is working as designed, inspite of the obvious undesired side effects, and long term consequences. Regardless if a business or individual can justify hardship due to Covid, accept the funds, and get them into the economy. One farmer making a stand and doing the right thing is only going to put him( or her) at a disadvantage to anyone else who does take it.

    This debt is never getting paid off anyways, no point in using that argument as justification.

    Very true statement. When you consider how many times this money will be handed from one person to the next and taxed each time how much is this really costing? The alternative would have been what????
    There were many mistakes made with how it was handed out though. For example the rent subsidy maybe should have went directly to the landlord? If it’s purpose was so you had a roof over your head then that’s what it should have gone for. But some people kept it never paid the rent although if it was to buy food then ok but I’d it was to buy Netflix then not while the landlord never got paid. But then again not an easy thing to do on relatively short notice to satisfy every shortfall. The economy would have been totally dead. This money did actually help a lot of businesses keep going.
    It’s going to be a huge mistake for the conservatives to keep knocking this because the alternative would have been way worse. Reply With Quote
    Jul 28, 2020 | 07:14 54 I have said it on other threads....CEBA and CERB are bank bailouts.... Reply With Quote

  • Jul 28, 2020 | 09:44 55
    Quote Originally Posted by bucket View Post
    I have said it on other threads....CEBA and CERB are bank bailouts....
    They’re helping the banks and making sure the utility and insurance companies get paid. Beyond that they don’t care Reply With Quote
  • 2 Likes


  • Jul 28, 2020 | 13:36 56
    Quote Originally Posted by bucket View Post
    I have said it on other threads....CEBA and CERB are bank bailouts....
    Bank bailouts - reminiscent of a piece I wrote quite a few years ago, as the numbers in the story will show:

    Small Change

    The stranger surveyed the empty seats as he walked into the local coffee shop. Since it was obvious that none of them suited him, I motioned for him to sit at my table. Nodding his thanks, he pulled up his chair.

    It was then that I noticed his bunched-up hand come out of his pocket holding a sizable collection of coins - pennies, nickels dimes, quarters and loonies.

    “Gooday”, he said with a Francophone accent while sorting through the change in his hand. “How much is a coffee?” he asked as the waitress headed our way with a mug and coffee pot in hand.

    “Dollar”, was the reply as the brew was served. He seemed to be preoccupied with sorting the smallest pieces of change into neat piles on the table. Five pennies per stack… let’s see, coupla’ nickels, some dimes and a quarter to make one dollar. “I like to use up my change before I get home” was his explanation.

    He was a truck driver who worked for a farmer in Eastern Ontario and having picked up his return load, stopped for a bit of caffeine to help keep him sharp for the seven or eight hour trip back home. And as happens so easily over a good cup of coffee in farm country on a rainy day, we were soon deep in conversation which dealt with the dreadfully serious issues of the day.

    We came up with some stunningly simple solutions for many of them. Had his trailer been empty, it would not likely have held the cargo of candid suggestions for the folks who run our fair land from out his way.

    We shook our heads in deep dismay at the mention of horrendously high prices farmers were being forced to pay if they wanted to rent or buy land nowadays; why, corn was four dollars a bushel in the 70’s when a fella could rent land for sixty five dollars an acre! How’s it supposed to work a one-sixty-five or two hundred? Or five or six thousand an acre to buy it?

    Feeling the pain of those attempting to do so compelled me to share my own painful start-up experience in farming. “It was 1981 when I bought my first farm, 50 acres at twelve hundred an acre and interest at 16% from Farm Credit. As Jim signed over the deed for the land he had just sold me he said ‘Johnnie, this year corn is four dollars a bushel and next year it will be five’,” I recounted to the stranger as I quietly relived that distant moment.

    “And was it?” the stranger whispered hoarsely over the sound of the pouring rain.

    “Nope”, I replied in a low voice, “corn dropped to two-fifty and my operating loan jumped to twenty-two percent. You see, Jim was a Liberal.”

    Shocked almost to the point of disbelief, he asked me, “How did you ever survive?”

    “Same way as everyone else did in the achin’ eighties - the government kept sending out little trickles of money to keep the farmers going. Lots of us think they knew just how much it would take to keep the banks from losing too much money on bad loans. Those bankers got friends in high places, you know.”
    The stranger drained his cup and shook his head in amazement at his new-found understanding as he pushed back his chair. “Gotta go home” he said.

    “By the way, where’s home?” I asked as he rose to leave. He swept the pile of small change into his hand and let it trickle onto the counter to pay the bill.

    “Ottawa,” he replied.

    The rain stopped, the sun burst out and suddenly it all made sense. I guess that’s just the way they do it out there. Reply With Quote
    Jul 31, 2020 | 19:19 57
    Eligible Non-Deferrable expenses are comprised of the following:

    Wages and other employment expenses to independent (arm’s length) third parties;
    Rent or lease payments for real estate used for business purposes;
    Rent or lease payments for capital equipment used for business purposes;
    Payments incurred for insurance related costs;
    Payments incurred for property taxes;
    Payments incurred for business purposes for telephone and utilities in the form of gas, oil, electricity, water and internet;
    Payments for regularly scheduled debt service;
    Payments incurred under agreements with independent contractors and fees required in order to maintain licenses, authorizations or permissions necessary to conduct business by the Borrower.
    Trying to figure what expenses we could use out of this list.
    Arms length wages is a good start.
    Don't lease anything.
    Rent not nearly enough.
    No crop insurance or other big insurance bills.
    Property taxes don't get me much closer.
    Utilities add up in a hurry. But that is a lot of bills to send.
    Regularly scheduled debt service, if this includes mortgages, then this would be all I need. No other debt expenses. Just scan bank statements?
    I'm not sure what expenses a farmer would have in the last category? Reply With Quote
    Jul 31, 2020 | 19:33 58 How do you interpret this. Our year end is Oct 31. Our 2019 taxes weren't filed until into 2020. Does this ask when the return was filed, or the most recent tax year which was filed?
    the most recent year in which the Borrower has filed an income tax return with the CRA is
    Reply With Quote
    Jul 31, 2020 | 21:29 59
    Quote Originally Posted by AlbertaFarmer5 View Post
    Trying to figure what expenses we could use out of this list.
    Arms length wages is a good start.
    Don't lease anything.
    Rent not nearly enough.
    No crop insurance or other big insurance bills.
    Property taxes don't get me much closer.
    Utilities add up in a hurry. But that is a lot of bills to send.
    Regularly scheduled debt service, if this includes mortgages, then this would be all I need. No other debt expenses. Just scan bank statements?
    I'm not sure what expenses a farmer would have in the last category?
    So don’t they look at a guys income tax? It’s mostly all
    There rent, insurance, etc etc. Mortgage wouldn’t be I guess. Reply With Quote
    Aug 1, 2020 | 04:35 60
    Quote Originally Posted by AlbertaFarmer5 View Post
    Trying to figure what expenses we could use out of this list.
    Arms length wages is a good start.
    Don't lease anything.
    Rent not nearly enough.
    No crop insurance or other big insurance bills.
    Property taxes don't get me much closer.
    Utilities add up in a hurry. But that is a lot of bills to send.
    Regularly scheduled debt service, if this includes mortgages, then this would be all I need. No other debt expenses. Just scan bank statements?
    I'm not sure what expenses a farmer would have in the last category?
    You don’t have to send every utility bill. Put in the one(s) for a recent month then it asks you if it’s a monthly bill and automatically multiplies it by 12 Reply With Quote