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Crop insurance

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    Crop insurance

    Huge rain for every one in the province!

    I was thinking or wondering a week ago:
    - hail insurance will pay out the full claim if, and I can’t remember now 80% or more damage
    - crop insurance, at what point can they or will they write the crop off? Forcing growers to harvest actually makes prospects worse for “next year”, increased farm expenses, etc
    - allow farmers to then chemfallow, or ready fields for winter wheat, or possibly summer cover crops

    I have always had crop insurance, just seems like you need a disaster to collect premiums back, I believe that’s how many feel.

    Should there be two tiers, disaster crop insurance, say where crops are less than 50% of producer yield averages? And another tier that would insure closer to 5 year average yield to act a bit more like a revenue insurance? Mulitiple programs, insurances, etc complicated and overlap expenses with no bankable income, yield , etc

    Ya I know, they are all bankable now, just thinking out loud, and was wondering. Glad I do t know more about all the programming, but the last few weeks sure got me thinking more.

    It’s easy when times are good, not so easy with low inventory’s and trade wars.
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