AFSC hail adjusting

[GreenValley]

rook, as you said hailed was on Aug 4, if it is canola crop, look for pod bruise, pod break off, tell adjustor to slow down and do more time searching for pod bruise and pod break off. It is only count 10 plants so they has time do that. And make sure write down on paper after each plant count. As I have seen one of adjustor throw out canola plant that is not count somewhat mix up and when count is done and add total sum into memory with out paper to backup verify the total counts (10 plants) which is why I caught them doing so. Don't trust brain memory count, do paper or you can bring paper and when an adjustor is counting and tell you the percent of damage and you can put that down paper. Hope that little help. I has 2 insurances, and Sask Hail Insurance Company, is best or better than AFSC as I have noticed. Already adjust on my canola and happy with Sask Hail Ins Company. Now it is AFSC turn.

[gustgd]

Hail insurance is a scam. I've never been happy
let alone satisfied after dealing with adjusters.
Always feel that it's a judgement call they make.
Just enough Sask crop insurance to stay in the
program.

We went with Global AG Risk this year. Actual
accrual statements and you know where you are
at the end of the year. Math

[gustgd]

Forgot to emotion mbatrud had a great rant in
grain news a few weeks back.
It's worth the read and his points on not signing on
are well worth it.

http://www.agcanada.com/grainews/2012/08/02/u
nderstanding-hail-insurance/

[mbratrud]

It wasn’t a rant, Ok maybe a little one.

Because of our experience last year which I wrote about. We insure through 4 unaffiliated companies. We had a storm on July 25, settled with 3 within a couple weeks. The 4th Municipal was out today, and my 3 earlier assessments made today much smoother than it could have been. You have to insure, but split your risk up with multiple companies.

If you appeal, make the appeal happen quick, if you appeal the appeal be prepared to loose. Time is not your friend.

Side note everyone of the adjusters that came had read my article.

[rook]

thanks for all the comments. Much appreciated!

[GreenValley]

Follow the adjustor and watch what he or
she doing and be bossy. I did and point
the plant that loss and many time
adjustor overlook so u be bossy and
count will increase. Good luck with
adjustor, rook.

[sumdumguy]

Lentils are adjusted very poorly. Early hail storms
leave Lentils and peas very susceptible to
disease once the plants are damaged. The 11/2
premium rate should compensate the companies.
Canola and Mustard also.

[Burbert]

NEW FLASH All insurance, not just crap
insurance is a fraudulent scheme
designed ta make money for insurance
companies. UNLESS you have a claim,
then adjusters ***** working for the
insurance company, ta get them outta the
claim fer as little as possible, set
upon ya and stroke ya, and talk nice ta
ya all with the intent of f&*king ya and
makin ya happy at the same time. Don't
listen ta them, theys the enemy gonna
cheatya each and ever time. The policy
only allows ya the right to sue,
basically, ifn ya don't agree with the
fu*kers......... LIFE LESSON

[mustardman]

Get used to Waiting boys, there are VERY Few adjusters around. Most companies are beggin for help. And the deeper we get into CLIMATE change the more eratic weather.

Insurance company claims have been going up for a number of years due to weather changes

[rook]

well after 7 weeks of waiting they were finally out. Fortunately they were fair.